Risk Management Practices: A Comparison of Conventional and Islamic Banks in Pakistan
نویسنده
چکیده
The purpose of the research paper is to examine and compare the risk management practices of Conventional and Islamic banks in Pakistan. A modified questionnaire on six aspects understanding risk and risk management, risk identification, risk assessment and analysis, risk monitoring, risk management practices and credit risk analysis, has been used containing 45 questions of likert scale. A total of 300 questionnaires have been distributed to collect the data on Islamic and conventional banks of Pakistan. Regression and one-way ANOVA has been used to estimate the results. The result found that Pakistani banks are efficient in credit risk analysis, risk monitoring and understanding the risk in the most significant variables of risk management. Moreover there is significant difference in risk management practices of the Islamic and conventional banks of Pakistan.
منابع مشابه
Comparative study of risk management practices of Islamic versus conventional banks in Pakistan
متن کامل
Corporate Governance Practices in Bangladesh: A Comparative Analysis between Conventional Banks and Islamic Banks
Corporate governance (CG) is an important effort to ensure accountability and responsibility and is a set of principles, which should be incorporated into every part of the organization. This study focused on the state of Corporate Governance (CG) in two categories of the banking industries: Conventional Banks and Islamic Banks. As Conventional Banks and Islamic Banks differ a great deal in the...
متن کاملComparative Performance Study of Conventional and Islamic Banking in Pakistan
The purpose of this empirical study is to analyze and compare the performance of Islamic and conventional banking in Pakistan and to find out which of the banking stream is performing better than other. For this study, sample of 22 conventional banks and 5 Islamic banks were selected. For in-depth understanding and sound comparison, key performance indicators were divided into external and inte...
متن کاملIslamic Banking Experience of Pakistan: Comparison between Islamic and Conventional Banks
This study examines the relationship between service quality and customer satisfaction regarding Islamic banks as well as conventional banks in Pakistan. It also investigated how service quality affects customer satisfaction by assessing the magnitude of the relationship between selected variables. This study is important due to an emerging trend of Islamic banking practices in Pakistan in the ...
متن کاملDifferences and Similarities in Islamic and Conventional Banking
Islamic Banking is growing at a rapid speed and has showed unprecedented growth and expansion in last two decades in spite of mismatching of existing financial framework and business practices. By the end of 2008 volume of Islamic banking has reached to US $ 951 Billion with operation in more than 50 countries. Middle East is the centre of Islamic banking with contribution of approximately 80% ...
متن کامل